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The AAA Advantage
For more than a century, AAA has been a name people trust. As an AAA Entrepreneurial Agency Owner, you’ll tap into that legacy while building something of your own. Here’s what sets us apart:
The Power of a Trusted Brand Behind You
The AAA brand helps provide you the structure, tools, and credibility that most entrepreneurs spend years trying to build on their own.
Access to a Trusted, Multi-Line Product Portfolio
Offer your customers comprehensive auto, home, life, and more, all backed by AAA’s reputation for reliability.
Co-Branded Marketing Tools and Business Planning Resources
Hit the ground running with professional marketing support, AAA brand recognition, and resources designed to help you grow your client base.
Ongoing Education and Mentorship
You’re never on your own. Benefit from continuous learning opportunities, experienced guidance, and a network of seasoned agents.
World-Class Claims Support and Member Benefits
AAA customers aren’t just policyholders, they’re AAA members. That means they have access to an industry-leading claims experience and a suite of exclusive member benefits that keep them loyal to the brand and coming back to you.
Explore the Program
How to Become an AAA Entrepreneurial Agency Owner
Discover what it takes to become an Agency Owner with AAA, including key success tips, mentorship opportunities, and how our trusted brand supports you in building your own thriving agency.
Know Someone Who’d Make a Great Agency Owner?
If you know a driven, entrepreneurial professional who’s ready to build their own insurance business, AAA wants to meet them —and we want to reward you for making the introduction. Learn how our referral program works and how you can earn a $5,000 referral bonus when your candidate opens their own AAA Entrepreneurial Agency.1
Frequently Asked Questions
We look for self-motivated, results-driven professionals who are passionate about building relationships and running their own business. A background in insurance isn’t required. What matters most is your drive, your character, and your commitment to serving your community.
After submitting your interest form, a local AAA recruiter will reach out within 3 business days. From there, you’ll go through an interview and evaluation process. Once approved, you’ll complete licensing if needed and an onboarding training program before opening your agency doors.
While we do provide office startup bonuses and other incentives, we ask that candidates have sufficient liquid capital available to cover startup costs including office setup, licensing, early operating expenses, and marketing. Your recruiter will walk you through the specific requirements for your market. We do not take possession of your capital.
The timeline varies by individual, but most agents go from initial application to opening day within six months. Your recruiter will help you map out a realistic timeline based on your specific situation.
You’ll have access to AAA’s full suite of support resources, including co-branded marketing materials, a dedicated local field leader, ongoing education, claims support, and a network of fellow AAA Entrepreneurial Agents. You’re independent, but you’re never alone.
Your income is directly tied to the size and performance of your agency. Earnings grow as your book of business grows through new policies, renewals, and referrals. Your recruiter can share more details about commission structures and compensation during your conversation.
No prior insurance experience is required. We provide comprehensive education to get you up to speed on products, licensing, and the day-to-day of running an agency. Many of our most successful agents came from entirely different industries.
You don’t need to be licensed to start the conversation. If you move forward, we will help support you through the licensing process every step of the way.
Our model is built around a storefront presence in your community, which helps drive walk-in traffic and reinforces the trusted AAA brand locally. Your recruiter can discuss location options and requirements specific to your market.
*Subject to the terms and conditions of the AAA-The Auto Club Group Entrepreneurial Agent Agreement and applicable program materials. AAA Entrepreneurial Agents are independent contractors and not employees of AAA-The Auto Club Group.
Actual production and compensation results will vary and depend on the strategy, tactics and efforts of the individual agents. The Auto Club Group cannot and does not guarantee specific outcomes or compensation.
1 Referral bonus subject to change at company’s discretion.